Workman’s compensation is a type of insurance provided by your employer. The coverage provides medical benefits to employees who are injured on the job, easing some of the financial strain associated with an on-the-job injury. Workers compensation insurance is available to employees who work part-time or a full-time basis at a company with a specified number of employees. In Oregon, companies with one or more employees must have coverage. The coverage also applies to numerous injury types that may occur at a workplace.
Worker’s compensation insurance benefits are not automatically given to someone simply because they’re injured on the job. An incident report must be completed in addition to a plethora of additional paperwork. In Oregon, this is submitted to the insurer by the employer which starts the ball rolling on determining eligibility. Some claims are denied, at which time it’s beneficial to speak to a workers compensation attorney salem oregon to learn your rights.
When injured on the job and filing a benefits claim, the employer can choose the physician that provides your care. You must visit the physician that your doctor chooses if you want to file a benefits claim.
Although nothing can change the injuries you’ve sustained, knowing that workers comp is there to help you during the darkest hour provides relief when it is needed the most. You won’t worry about getting the care that you need for your injuries since the costs of doctor visits, lab work, etc. is covered by your employer.
Iowa is one of the easier states for filing workers comp claims, something you can be thankful for. Even still, you must follow proper protocol if you want to receive benefits after your injury. Workers comp claims have a three-day waiting period for benefits throughout the state.Continue Reading